Small Business tips

Top 10 small business investment sites for your small business


It’s entirely possible and somewhat common to have a great business idea and no funds. It’s also possible to have your business up and running and lack funds to keep it that way. Anyone can get strapped for cash and any business can too. Aside that, no one hates some extra money. If you want to get some extra funding for your small business, you might want to look at our lists of sites that can come to your aid and very quickly too.


There are a lot of ways to get funding for your business which includes bootstrapping, asking from friends and family, taking loans, seeking external funding like venture capitalists in very dire cases, grants and so on.

All of the websites that come within our top ten suggestions fall into one or more of these categories.


Here is our very concise list of where you can quickly get funding for your small business on the Internet; although these places have physical locations of course.

  1. Accion

Accion is a nonprofit organization providing small business loans to entrepreneurs. It also affords such entrepreneurs the opportunity to connect with business experts and to access resources that are valuable for their small business’ growth.

  1. Kiva

Kiva is an online loan platform that cuts across eighty countries. It targets low income entrepreneurs and can quickly offer you the funds you need to boost your business.

  1. IndieGoGo

This is a crowdfunding website that allows small business owners to solicit the funds they need to launch their businesses. It was founded in 2008 and has since gone on to be incredibly supportive platform for business owners.

  1. Kickstarter

This is also a crowdfunding website with headquarters in Brooklyn. It is focused on businesses based on creativity and merchandising. Kickstarter has at the heart of its mission to “help bring creative projects to life”.

  1. AngelList

This is a website dedicated to startups and which brings business owners and investors to one place. The site makes the process of fund raising a lot less challenging for entrepreneurs and it is estimated that over 1,000 startups have been able to get funding on this site.

  1. gov

If you are looking to take a government grant for your small business, this is the first place you ought to visit. This website contains a database of a huge number of grants available to small businesses. It also has filters to help make your search easy.

  1. gov Grants

This was formerly called the Catalog of Federal Domestic Assistance. Some of the grants available here overlap with those on but it is still a great place to find funding options for your business.

  1. gov

This is more like a website that allows you to showcase your expertise in order to access funds in form of a prize. What you have to do is to solve challenges in your industry although most of the industries featured are technology inclined. You can still search quickly to see if your industry fits into one of those eligible.

  1. com

This site gives out loans periodically and also runs contests that give out grants to the qualifying small businesses. The basic criteria are the passion of the business owner and the kind of value that the business engenders for its immediate community.

  1. AT&T Aspire

AT&T offers grants through its Aspire program to small businesses that are education oriented. Applications are however accepted periodically and you have to constantly check to know when the next round of applications will begin.

myBooks Easy Online Accounting Software |Best Cloud Based Small Business Bookkeeping Software


Moving from desktop accounting software to online accounting software


As a small business owner, you will no doubt need extra help with your business accounting. You can choose to use the desktop accounting software or the online accounting software.

Small business owners use desktop accounting software to manage the accounts of their businesses without the necessity of an internet connection. However, this means that, for you to access the software, you need to be seated in front of your computer and not any other device.

But recently, since our world is getting electronically advanced by the day, the online accounting software emerged.The online accounting software, also called the free online accounting software or business accounting software is a platform, with some similar functions as the desktop accounting software but which can be used anywhere, anytime, and on any device with an internet connection.

Perhaps this is enough reason for businesses to change the accounting software they use. Business owners ought to make the move from the desktop accounting software to online accounting software.


The only reason anyone would want to change the kind of accounting software they use is that of the advantages they stand to obtain.

In order to make you understand the ‘goodies’ of the free online accounting software, therefore, we have put together some ideas that show you why you should move from the desktop accounting software to the cloud computing software.

  1. Portability of the software

The online accounting software has the ability to execute its functions properly on multiple devices. This means you can operate the software with any device that has an internet connection. Thus, you can take it along with you anywhere at all. Now, isn’t that awesome? After you have subscribed to a suitable online accounting software like MyBooks, a QuickBooks alternative, you can carry your accounts with you as you move along in your day, unlike the desktop accounting software which requires you to stay glued to your desktop.

  1. Not necessarily need a Power supply to function

While the desktop accounting software requires a stable power supply, with the online accounting software, you only need to have a working battery either on your laptop, on your smartphone or on your tablet. This saves you the stress and the cost of setting up a stable power supply especially if you are in a region where this is a privilege.

  1. Enhances better collaboration with different partners

Multi-user access is available on the free online accounting software programs like MyBooks, a QuickBooks alternative. This means that data stored on the software can, with your authority, be reviewed by an internal team and also by external advisors such as an accountant or a tax specialist thereby improving collaboration with them.

  1. Enables optimal use of time

The ability to easily access financial data, even when traveling, allows you to work smarter and faster. Online accounting software offers a clear view of a company’s financial situation in real-time thereby enabling timely business decisions unlike what is obtainable with the desktop accounting software.

For instance, if a very urgent decision has to be made concerning the finances of the business but you, as the small business owner is in another state, online accounting software allows you to login to your portable device and affect the decision from where you are. This is not possible with the desktop accounting software where you probably have to run back to where your desktop is which may be too late already.

You would agree then that it is a rather preferable decision to move to use the online accounting software.

myBooks Easy Online Accounting Software |Best Cloud Based Small Business Bookkeeping Software


Why small business owners need cloud accounting software


As fishes are to Fishermen, so are clients to a business. This is why businesses continually strive to keep their customers no matter what. Although reduced patronage happens over time as a result of poor client-business relationship, poor marketing skills, and emails, difficulty in managing the account of the business, poor interaction among clients and other reasons; a cloud accounting software can quickly correct the situation.

But what exactly is cloud accounting software?

To put it succinctly would be to say that cloud accounting is a new way of accessing your business’ accounting information from the web browser without actually installing the software.

Cloud accounting is like the icing on the cake for business owners. It is also called online accounting software and it is so trendy now that if your small business has not begun using it then you need to start now. There are free online accounting softwares that you can use.

Here are some reasons why your small business needs cloud accounting if you need some motivation.


Are you a small business owner? Then you need the cloud accounting software for your business. Here is why.

  1. It helps you save good time with transactions

Most cloud-based accounting softwares let you create automatic workflows that save you time. For example, you can fill in a staff’s information into the system and set up a workflow that automatically pays that staff on the due date each month instead of wasting time working up numbers and who to pay or when to pay. An example of an online accounting software that does this well is MyBooks, a QuickBooks alternative. So, you save quality time with Cloud accounting.

       2. Makes partnering with your accountant easy

If you are the type that doesn’t like compiling financial reports for your accountant, using a cloud accounting software is a good option for you. Because the software and all of your financial information and accounting records are hosted in the cloud, they can be accessed from anywhere and you can set up an access for your accountant so that they can log into the software as at when needed.

  3.It doesn’t necessarily need installation

Anyone with a working internet connection can safely use the cloud accounting software. You can conduct your transactions and connect to your bank safely without stress. MyBooks, a QuickBooks alternative has a user-friendly interface and enables you, as a small business owner to enjoy the online accounting software without stress.

       4.It reduces stress

With the business accounting software in place, there are a lot of features that help you as the business owner reduce stress and they are just a tap away.

You can now make transactions for your small business and do various other things with the business accounting software called cloud accounting. With the online accounting software in place, your business life can indeed be stress less! You should get one today!

myBooks Easy Online Accounting Software |Best Cloud Based Small Business Bookkeeping Software