13-week cash forecast
See cash today, the low point and where you end up, built from your invoices, bills and bank balances.
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Cash forecasting for owner-run businesses
Know where your cash is headed, before it gets tight.
myPlan reads your QuickBooks or Xero books, forecasts the next 13 weeks of cash, and tells you what to do about the weeks that fall short.
- Read-only access to your books
- QuickBooks Online and Xero
- On the web and iOS
Next 13 weeks
Synced from QuickBooks · 6 min ago
Cash dips to $21,400 the week of Dec 7
That's $8,600 below your $30,000 buffer. Chasing Acme Retail Co's $18,200 invoice closes the gap.
How it works
From your books to a plan in three steps.
Connect your books
Link QuickBooks Online or Xero with read-only access, or import a spreadsheet. myPlan can't create, change or pay anything.
See the next 13 weeks
Your invoices, bills and bank balances become a week-by-week cash forecast, with a likely range around the line.
Know what to do
When a week falls below your buffer, myPlan names the week, the gap and the actions that close it, like chasing a late invoice.
What you get
The numbers a CFO would watch, in plain English.
Everything starts from your own books, so every figure traces back to an invoice, a bill or a bank balance.
Ask myPlan
Ask "Can I afford a new hire?" and get a plain-English answer. Every number it states is checked against your books.
Alerts and next steps
Get told early when cash is heading below your buffer, with the actions that would close the gap.
What-if scenarios
Test a hire, an equipment purchase or a late-paying customer before you commit, and see the forecast change.
Reports you can export
Profit and loss, cash flow and balance sheet from the same books, with a CSV export for your accountant.
A buffer you set
Choose the minimum cash you want to keep. Every week that falls below it is flagged, never guessed at.
Ask myPlan
Ask "can I afford it?" and get a straight answer.
Type the question the way you'd ask a finance lead. myPlan answers from your forecast, shows the weeks that matter and suggests a better date.
- Every figure is checked against your books before it's shown.
- If data is missing, it says what's missing instead of guessing.
- It can only read your data. It never contacts customers or changes your books.
Example
Can I afford a $12,000 equipment purchase in December?
Not in December. Cash would fall to $9,400 the week of Dec 7, which is $20,600 below your buffer.
Waiting until Jan 11, after Acme Retail Co's $18,200 invoice is paid, keeps you above it.
Forecast, week of Dec 7Invoice from Acme Retail Co
Security and privacy
Your books stay yours.
myPlan only reads. You can see what it holds, take a copy, or delete it, whenever you like.
Read-only connections
myPlan can't create, change or pay anything in QuickBooks or Xero. You can disconnect at any time.
Encrypted connection tokens
Access tokens for your accounting software are stored encrypted, and data is encrypted in transit.
Your data is kept separate
Each business's data is isolated at the database level, so one account can't read another's.
Export or delete, any time
Download everything we hold for your business from Settings, or delete the business and your account.
Read the full Privacy Policy.
Quick check
How many weeks until you reach your buffer?
A rough check in a minute. Connect your books for a forecast built from your actual invoices and bills.
Time until your buffer
An estimate that assumes steady spending and no new cash coming in. It isn't financial advice.
Questions
Before you connect your books.
Can myPlan change anything in my accounting software?
No. The connection is read-only, so myPlan can't create, edit or pay anything. You can disconnect or revoke access from QuickBooks or Xero at any time.
Which accounting software does it work with?
QuickBooks Online and Xero. If you use something else, you can import a spreadsheet.
Is a forecast or an answer from Ask myPlan financial advice?
No. They're estimates built from your data and can be wrong, especially if your books are. Treat them as information, check important figures against your books, and take advice from a qualified professional before a big decision.
Where is my data stored?
On Amazon Web Services in the Asia Pacific (Mumbai) region, encrypted. The Privacy Policy lists every provider that handles it and why.
How do I delete my data?
In Settings, choose "Delete this business" to remove its books, forecasts, alerts and connections, then "Delete my account" to remove your sign-in.
See your next 13 weeks.
Connect QuickBooks or Xero and get your cash forecast, your low point and what to do about it.