Financial Education for Small Business Owners

The core financial concepts every owner needs โ€” reading a P&L, understanding margins, and knowing which numbers actually matter week to week.

A few guides worth reading on the fundamentals of small business finance.

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Cashflow Report Demystified

A cash flow statement can run from one page to several. It shows the inflow and outflow of cash within a set period โ€” what it expresses is liquidity, not profitability.

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How to Manage Financials of Your Small Business

Every business needs a budget, regardless of size โ€” and cash flow is often what keeps small business owners up at night.

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Tips for HR Managers: How Are You Training Your New Recruits?

Without a practical training and onboarding program, new employees are likely to struggle โ€” not right away, but over time, as they never get a clear picture of what the organization stands for or how it plans to reach its goals.

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Emerging Trends in Fintech

Banking and finance are benefiting from fast-moving technology like every other sector โ€” fintech is still an area many countries have only begun to explore.

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Operating Profit Margin: What Is It and Why It Matters

Investors and analysts rely on operating profit margin, a key profitability ratio, to gauge how efficiently a company manages its expenses. It's calculated by dividing operating profit by total revenue.

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What Is a Trial Balance Report?

A trial balance report totals the debit and credit balances across all accounting categories. If the two totals don't match, there's an error somewhere in the underlying transactions.

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Understanding Profit and Loss Reports

Profit and loss reports, or P&L reports, are prepared by business managers to track profit performance. There's no fixed schedule for when they need to be prepared.

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Top 10 Small Business Investment Sites

It's entirely possible to have a great business idea and no funds to act on it โ€” or to have a business up and running and still run short of the funds to keep it that way.

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Why Should a Startup or Small Business Not Take a Loan From NBFCs?

Among the loans banks offer, an unsecured business loan for startups and small businesses tops the list โ€” which raises the question of why not go with a secured loan instead.

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Key Financial Metrics to Check the Financial Health of Your Business

Knowing your business's financial health metrics is essential to keeping it from running into trouble. Being able to make payroll each month isn't the only sign of financial health worth tracking.

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Inventory Shrinkage: Definition, Formula, Cause and Prevention

Inventory shrinkage is a common problem that eats into profit โ€” in some cases significant enough to require changes to your accounting books, costing both time and money.

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What Is Accounts Payable? End-to-End Process of AP

The accounts payable process covers payments owed to suppliers and vendors for goods and services purchased by the company โ€” generally handled by the AP team managing invoices and bills.

Everything you need

A closer look at what's included.

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Read Your Reports

Plain-English guides to your P&L, balance sheet, and cash flow statement.

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Know Your Margins

Understand gross vs. net margin and why the difference matters.

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No Jargon

Financial concepts explained the way an owner actually needs them, not a textbook.

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